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We offer a variety of loan programs to meet your needs, including:

*FIXED RATE MORTGAGES
These traditional mortgages offer a predetermined monthly loan payment for
the life of your loan. Shorter term loan payment for the life of you loan.
Shorter term loans give you the advantage of paying less interest over the
life of the loan. Longer term loans usually offer lower monthly payments.

*ADJUSTABLE RATE MORTGAGES
These loans usually have lower initial interest rates than fixed-rate mortgages,
and offer protection against large rate increases since raterate adjustments
are subject to guaranteed caps.

*ADDITIONAL LOAN OPTIONS
For home buyers with special needs, we offer a variety of other financing
options, including:

- Construction Loans
- First-time Home Buyer Loans
- Self-Employed and special programs for non-resident aliens

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $300,700 with closing costs of $6,014. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $350,000 with closing costs of $7,000. Your actual APR may be different depending upon these factors.